Apply for the RBS Black Card
- Minimum £15,000 credit limit
- 24-hour personal assistant service
- Extensive travel insurance and airport executive lounge access
- Annual card fee £250
- Typical 51.8% APR (variable)*
Important Information - read this before you apply
It is important that you have a copy of all the insurance terms and conditions for the account you are applying for as the Black Credit Card has some complimentary insurances and some optional insurances for which there is a monthly fee. For details of all these insurances please download this information for your records before you proceed to the online form.
Download pdf version of this document (857KB PDF)
Keyfacts about our insurance services document (46.7KB PDF)
To view Adobe Acrobat PDF documents you will need Adobe Acrobat Reader which you can download free from www.adobe.com
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* IMPORTANT INFORMATION - CALCULATION OF APR
The Typical 51.8% APR (variable) has been calculated under the consumer credit act regulations, which require us to use a £1,500 notional credit limit (when in fact the Black Card's credit limit is £15,000) coupled with the £250 annual fee.
Please note that the annual interest rate of 12.42% p.a. on your RBS Black Card remains unchanged and we are not increasing the cost of using your Black Card.