Welcome to a world that's all about you
We know that you want to get the most out of life and that your time is at a premium. So, to give you more precious time to spend as you please, we've created the RBS Black Card. Find out more
Discover a world of benefits
The RBS Black Card offers a wealth of features which far exceed those of a standard credit card. Whether you need much-sought-after tickets, a fine wine service or bespoke travel planning, an RBS Black Card gives you access to an extensive range of benefits. Find out more
Minimum £15,000 credit limit
24-hour personal assistant service
Extensive travel insurance and airport executive lounge access
RBS Black is only available to customers with a sole income of £75,000 or above and over 25 years of age. Approval is subject to status and conditions.
Your RBS Black Card comes with an annual fee of £250 - reflecting an extensive package of benefits.
For details of the annual fee, typical 51.8% APR (variable) and other rates, fees and charges please see the summary box.
The Typical 51.8% APR (variable) has been calculated under the consumer credit act regulations, which require us to use a £1,500 notional credit limit (when in fact the Black Card’s credit limit is £15,000) coupled with the £250 annual fee. Please note that the annual interest rate of 12.42% p.a. on your RBS Black Card remains unchanged and we are not increasing the cost of using your Black Card.
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for an instant decision
or call us for an application pack on
0800 408 6010 or textphone 0870 154 1192
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Lines are open: Mon to Fri 9am-5pm, Sat 10am-1pm (excl. public holidays).
Calls may be recorded.