Welcome to a world that's all about you


We know that you want to get the most out of life and that your time is at a premium. Your Black Card gives you more precious time to spend as you please. Find out more

Representative example:
Representative 19.7% APR (variable) Based on a Credit Limit of £15,000.
Standard interest rate for purchases: 16.0% p.a. (variable).
Annual fee: £250

Members' Area

Access the latest offers and opportunities

Discover a world of benefits

The RBS Black Card offers a wealth of features which far exceed those of a standard credit card. Whether you need much-sought-after tickets, a fine wine service or bespoke travel planning, an RBS Black Card gives you access to an extensive range of benefits. Find out more

24-hour personal assistant service

Extensive travel insurance and airport executive lounge access


For details of the annual fee and other rates and charges, please see the summary box.

defaqto star ratings logo RBS Black credit card has achieved the Premier 5 Star Rating in recognition of the most extensive range of features and benefits it provides.
For more information, please visit the Defaqto Star Ratings website.

The Royal Bank of Scotland Plc. Registered in Scotland No. 90312. Registered Office: 36 St Andrews Square, Edinburgh, EH2 ZYB