Welcome to a world that's all about you


We know that you want to get the most out of life and that your time is at a premium. So, to give you more precious time to spend as you please, we've created the RBS Black Card. Find out more



Members' Area

Access the latest offers and opportunities

Discover a world of benefits

The RBS Black Card offers a wealth of features which far exceed those of a standard credit card. Whether you need much-sought-after tickets, a fine wine service or bespoke travel planning, an RBS Black Card gives you access to an extensive range of benefits. Find out more

Minimum £15,000 credit limit

24-hour personal assistant service

Extensive travel insurance and airport executive lounge access


RBS Black is only available to customers with a sole income of £75,000 or above and over 25 years of age. Approval is subject to status and conditions.

Your RBS Black Card comes with an annual fee of £250 - reflecting an extensive package of benefits.

For details of the annual fee, typical 51.8% APR (variable) and other rates, fees and charges please see the summary box.


The Typical 51.8% APR (variable) has been calculated under the consumer credit act regulations, which require us to use a £1,500 notional credit limit (when in fact the Black Card’s credit limit is £15,000) coupled with the £250 annual fee. Please note that the annual interest rate of 12.42% p.a. on your RBS Black Card remains unchanged and we are not increasing the cost of using your Black Card.

for an instant decision
or call us for an application pack on 0800 408 6010 or textphone 0870 154 1192

Lines are open: Mon to Fri 9am-5pm, Sat 10am-1pm (excl. public holidays).
Calls may be recorded.