The card
Substantial spending power
RBS Black Card has an automatic minimum credit limit of £15,000.
Additional cardholders
You can add up to three additional cardholders free of charge, who'll benefit from our complimentary travel insurance cover.
Impressive benefits
Your RBS Black Card comes with an annual fee of £250 - reflecting the following package of benefits which could add up to well over £1,300
| Service | Indication of value to customer | |
|---|---|---|
| Travel Insurance | £250 | Based on comparative travel insurance with winter sports cover for main cardholder, spouse, dependants and up to 3 additional cardholders (source: AIG Europe Ltd) |
| Airport Lounge Access | £519 | Cost of annual Prestige Priority Pass Membership x2 (for primary and secondary cardholder) |
| Concierge | £160 | Cost based on typical Black Card customer requests - 4 services per year at £40 per service (source: WhiteConcierge Ltd) |
| European Roadside Recovery | £125 | Based on similar UK and European Roadside coverage for one car (source: UK Insurance Ltd) |
| Extended Warranty | £148 | Cost based on 2nd year warranty for a washing machine and LCD TV (source: domgen.com) |
| Home Emergency | £95 | Based on coverage for primary and secondary residence (source: UK Insurance Ltd) |
| Card Protection | £20 | Annual cost for Card Protection (source: Card Protection Plus Ltd) |
| Total | £1,317 | |
Source: September 2008
Rates and charges
For details of the annual fee, typical APR and other rates, fees and charges please see the summary box.
Statements and monthly payments
You will receive monthly statements and an annual summary statement and can make minimum or full monthly payments by Direct Debit.
for an instant decision
or call us for an application pack on 0800 408 6010 or textphone 0870 154 1192.
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