Eligibility criteria

The RBS Black Card is a world class credit card offering a wealth of features and benefits which far exceed those of a standard credit card.

So as you'd expect, the criteria for the card are higher than for a regular credit card. That's why it is only available to customers with a sole income of £75,000 or above and over 25 years of age. Approval is subject to status and conditions.

An annual fee of £250 is payable which reflects a package of benefits worth over £1,300 per year.

For details of the annual fee, typical APR and other rates, fees and charges please see the Summary Box.